Private mortgage insurance (PMI) protects your lender if you're unable to pay your mortgage loan. The cost of mortgage insurance is included in your mortgage payment for various loan types.

Unlike a homeowners policy, mortgage insurance won’t protect your property against perils that may damage your home. Private mortgage insurance, also known as PMI, also won’t cover …

Learn how to buy homeowners insurance for the first time and what to look for in a home insurance policy.

How does escrow and homeowners insurance work? When you close on your home, your lender may set up an escrow account for depositing part of your monthly loan payment to cover your …

Homeowners insurance isn't mandated by law in any state, but your mortgage company typically requires you to show proof of a policy to qualify for a home loan or equity line of credit. Even if …

Force-placed insurance Force-placed insurance, also known as "credit-placed" or "lender-placed" insurance, happens when your mortgage company or auto lender purchases an insurance …

What is the difference between "hazard insurance" vs. homeowners insurance? "Hazard insurance" is a popular term used by bankers and mortgage lenders to describe dwelling …

Decreasing term insurance is an affordable form of life insurance with a death benefit that decreases as time passes. Learn more.

Compare home insurance quotes instantly with HomeQuote Explorer. See homeowners insurance rates and coverages sides by side to find your best option.

Homeowners insurance can be paid through an escrow account or directly by you to your insurance company. An escrow account is a type of savings account managed by your lender …