With the rise of online-only banks and apps that allow money transfers in just a few seconds from a smartphone, consumers no longer have to rely on ATMs or a bank teller to handle their paper checks.

Most checks clear within 2 business days, though some banks may hold funds for up to 7 days depending on the check amount and type. The first $225 of any check deposit must be available by the next ...

There are many ways to deposit a check, including through a bank branch, ATM, smartphone, online or through the U.S. Postal Service. Precautions should be taken when depositing checks, such as ...