Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the ...

A car insurance broker is worth it for some drivers. They can help you find affordable insurance with the right amount of protection for you. You may have to pay a small fee to use an auto insurance ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

The overall severity of the car accident and the resulting cost of an insurance claim can affect a rate increase. A minor parking lot fender bender typically won’t have the same impact as a major ...