I was in my mid-30s when I first started working with a financial advisor. And the reason I didn’t start to use one sooner boiled down to ignorance and laziness on my part. In my 20s, long-term financial goals weren’t really on my radar.

New beginnings are often difficult, especially if the elephant in the room is age. Many clients aren’t comfortable working with young advisors for different reasons. Their lack of experience, and concerns about their ability to handle complicated financial issues are just two of them.